What is a DMPO and How Does it Work?

What Is A Discount Medical Plan and How Does it Work?

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As the cost of healthcare continues to rise, many people are in search of alternative ways to save money on medical expenses. Discount medical plans have become one of the best options for those in search of substantial savings on healthcare costs. This blog post will explore what exactly a discount medical plan is and why it may be a better option for some individuals than traditional health insurance.

A discount medical plan is not a health insurance, instead, it is a program that offers discounted rates on certain healthcare services. Discount medical plans like Sun Health & Dental work by negotiating with healthcare providers to secure discounted rates for plan members. Members are then charged the discounted rate instead of the full price. Discount medical plans or DMPO’S can offer significant savings on a wide range of medical services, including dental care, vision care, prescription drugs, and medical procedures. 

So why might a discount medical plan be a better option for some individuals than traditional health insurance? There are a few key factors to consider.

First off, discount medical plans are more affordable than health insurance. While health insurance premiums can be quite high, especially for those who are self-employed or do not receive insurance through their employer, discount medical plans, like Sun Health & Dental, have much lower monthly fees. This can make them a more attractive option for individuals who need to save money on healthcare costs. For example, a monthly plan for an individual with Sun Health and Dental is only 40$ a month. This small monthly fee provides members with a multitude of benefits, like discounted bloodwork, or diagnostic testing. 

Second, discount medical plans are often more flexible than health insurance. Sun Health and Dental does not have restrictions on pre-existing conditions, so individuals who may not qualify for traditional health insurance due to a pre-existing condition are still be able to enroll in a discount medical plan. Additionally, discount medical plans like Sun Health do not have annual or lifetime caps on benefits, so our members can continue to receive discounted rates on medical services as needed.

As always, it’s important to carefully review the terms of any discount medical plan before enrolling to ensure that it will meet your specific healthcare needs.

In conclusion, a discount medical plan can be a great option for individuals who need to save money on healthcare costs. They can provide significant savings on a wide range of medical services, as well as flexibility, and less restrictions. 

What if I already have health insurance?

If you have health insurance, a discount medical plan, like Sun Health and Dental, could still benefit you in several ways. First, insurance plans often come with high deductibles or copays, which can add up quickly if you need to seek medical care frequently. Sun Health and Dental can help lower these out-of-pocket costs by providing discounted rates for medical services that may not be fully covered by your insurance, making it a perfect supplement to a traditional health insurance plan. 

Additionally, some medical services may not be covered by your insurance plan, such as certain dental or vision services. Sun Health and Dental can provide discounted rates for these services, potentially saving you money in the long run.

Another benefit of having both insurance and Sun Health and Dental is flexibility and choice, in terms of healthcare providers. With Sun Health and Dental, you will have access to a broader network of providers, which can be especially beneficial if you need to see a specialist or receive care outside of your insurance plan's network.

Using Sun Health & Dental in conjunction with health insurance can help you save money and provide more options for your healthcare needs. To find out more about how Sun Health & Dental can perfectly supplement your insurance coverage, give us a call at (888) 577-8670.

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