Choosing the right plan for you!

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With millions of Americans deciding to opt out of traditional health insurance, it’s important to weigh all available options to find the right coverage for you and your loved ones.

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If you’re reading this and wondering, “How does a medical plan even work?” Don’t worry; we’ve got you covered. 

Sun Health & Dental is a discount medical plan, also known as a DMPO. 

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DMPO’s work to provide members with affordable doctor visits, lab work, diagnostic testing, and more. These discounts are made possible through pre-set contracts we make with provider offices. This means you pay us a monthly membership fee that starts at $40.00 per month, and become eligible for our exclusive discounts.

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With your membership, you are entitled to a multitude of benefits, including:

• Free telemedicine 24 hours, 7 days a week. 
• Primary care doctors starting at $40 for your first visit, and only $20 for follow-up visits.
• Standard lab panel starting at $12.50. 
• Specialists
• Mental Health counselors
• Women’s health
• And more!

Regular insurance companies typically charge close to $200 per month. Usually, in order to pay a low monthly fee, you must have a higher deductible. A deductible is the amount of money you must pay out of pocket before insurance coverage kicks in. This means that if you get a procedure done at a doctor’s office and do not reach your deductible, you are responsible for the full cost. These prices can range from hundreds to even thousands of dollars.

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Here’s an example of a typical insurance holder's experience: 

You schedule an appointment with your primary care physician and are told it will cost $70.00. During the appointment, the doctor recommends an EKG, and you agree. As you check out, the receptionist informs you that your EKG will cost $220.00. When you inquire about insurance coverage, the receptionist explains that your insurance will only begin to cover the cost of procedures once you meet your $1,000.00 deductible. Now you are left with a bill of $220.00 and absolutely no understanding of why you are paying $200 per month for an insurance plan that can't help you.

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How would this situation be different with Sun Health & Dental? Here’s how:

A Sun Health & Dental customer service agent would schedule your primary care appointment for you and inform you that your appointment will be $40.00. If your doctor recommends an EKG, the front desk will let you know how much this procedure will cost with Sun Health & Dental. Our EKGs can oftentimes be as low as $10.00. This means that for $40 per month, you can see your doctor, get an EKG, all for a cost well below that of traditional insurance.

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With full price transparency, you can rest easy, knowing there won't be any surprise medical bills to worry about.

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Now let me guess, your follow-up question… What if I have a medical emergency? Or have to go to the ER?

We have great news. We have our own hospital bill negotiation department. This means we negotiate your hospital bill for you… at no extra cost. Our members have seen savings up to 95% off of their original bills.

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If you are looking for other medical discount plans to compare us to, look no further; we did the work for you. 

In the graphic below we have clearly outlined some of the ways in which we stand out among other DMPO’s. It’s clear that when it comes to finding the best, and most complete coverage, Sun Health & Dental is the way to go.

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Sun Health & Dental can also come in handy if you are looking to use your benefits ASAP. When you become a member with us, you are eligible to use your coverage on the very same day you sign up!

Also, remember that with Sun Health & Dental there are no on-going commitments. This means you can cancel whenever you’d like, with just a few simple steps. 

If you’re still not sure, give us a call and we’ll answer all of your questions. We can’t wait to hear from you!

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