Sun Health & Dental Hospital and ER Services
How Does It Work?
It’s simple! Sun Health & Dental connects members with contracted hospital-based services, including scheduled procedures and surgeries, all within our trusted network.
Sun Health & Dental connects members with contracted hospital-based services at pre-negotiated rates, including scheduled non-emergency procedures, surgeries, and obstetric services such as child delivery. For emergencies, members present their membership card at the ER, and the hospital sends the bill to Sun Health & Dental, whose Hospital Advocacy team negotiates the charges, with most members receiving up to a 90% reduction and payment plans. The network includes hospitals in the HCA, Baptist Health, and Lee Health systems, among others.
Hospital Based Non-Emergency Services and Surgeries
Sun Health & Dental provides our members access to pre-negotiated contracted rates for non-emergency procedures provided at in-network hospitals for non-emergency procedures including surgeries and obstetric services such as child delivery.
Hospital Emergency Rooms
If you have a medical emergency that requires immediate attention at your local ER, simply provide the admissions personnel your Sun Health & Dental membership card and they will mail us your bills.
Once we receive the bill for services rendered, our staff of trained professionals will contact the hospital and negotiate the charges on your behalf. Most members receive up to 90% reduction in the hospital charges and are provided payment options overtime.
Hospital Bill Negotiations
Hospital bills can be confusing. Most hospitals and doctors’ office hours are 9 AM to 5 PM, which makes it difficult for most patients to reach them with inquiries and concerns about their bills. Sun Health & Dental’s Hospital Advocacy Program assigns a dedicated Patient Advocate to work directly with our members’ healthcare providers to help reduce their bills. Whether through program qualification, settlement discounts or personalized payment plans, Sun Health & Dental’s expert advocates can help lower member medical bills significantly. With years of experience negotiating medical bills, we have seen savings of up to 90%, and even complete bill write-offs.
Hospitals We Can Negotiate With
HCA FL System:
- Kendall Hospital
- Aventura Hospital
- Mercy Hospital
- Osceola Hospital
- Palms West Hospital
- University Hospital
- Westside Hospital
- Woodmont Hospital
- Northwest Hospital
- JFK Hospital
- Plantation General Hospital
- Brandon Hospital
- Lawnwood Hospital
- Oviedo Medical Center
- Blake Medical Center
- Orange Park Hospital
HSA System:
- Palmetto Hospital
- Hialeah Hospital
- Coral Gables Hospital
- North Shore Hospital
- Florida Medical Center
Baptist Health System:
- Baptist Hospital
- West Kendall Hospital
- South Miami Hospital
- Homestead Hospital
- Doctors Hospital
- Mariners Hospital (Key West)
- Fishermen Hospital (Key West)
Lee Health System:
- Lee Memorial Hospital
- Cape Coral Hospital
- Gulf Coast Medical Center
Additional Hospitals:
- St Mary’s Hospital
- Delray Medical Center
- Good Samaritan Hospital
- Orlando Health Hospital
- Tampa General Hospital
- Advent Health Hospital
- Memorial Hospital
- Manatee Memorial
- Sarasota Memorial
- Naples Community Hospital
- Bay Care Hospital
- St. Joseph Hospital
- Lakeland Hospital
- Holy Cross Hospital
- Cleveland Clinic Hospital
- Martin Health
- St. Cloud Hospital
- Wellington Regional Medical Center
- Ascension St. Vincent
Children’s Hospitals:
- Nicklaus Children Hospital (Requirements: Last year income tax or pay stubs)
- Joe DiMaggio Children Hospital
Emergency hospitals NOT RECOMMENDED
- Jackson
- Larkin
- Broward Health
- Lehigh Medical Center
- Mount Sinai Hospital (if you do not have health insurance, patient needs to have social security)
- Baptist Town Center Jacksonville
- Bravera Hospital
- UF Health Shands
- Westchester Hospital
- Keralty Hospital
FREQUENTLY ASKED QUESTIONS
Does Sun Health & Dental cover hospital services?
Members get access to pre-negotiated contracted rates for non-emergency hospital procedures, surgeries, and obstetric services such as child delivery at in-network hospitals.
What happens if I go to the emergency room?
Present your Sun Health & Dental membership card to admissions and they will send us the bill. Our trained team then negotiates the charges on your behalf, with most members receiving up to a 90% reduction and payment options over time.
How much can hospital bills be reduced?
Most members receive up to a 90% reduction in hospital charges, and in some cases bills are written off completely, through the Hospital Advocacy Program.
Which hospitals can Sun Health & Dental negotiate with?
The team can negotiate with hospitals across major systems including HCA Florida, HSA, Baptist Health, and Lee Health, plus many additional hospitals throughout Florida.
Is emergency care itself covered?
For a medical emergency, go to your nearest ER. Sun Health & Dental is not insurance and does not pay providers directly, but its advocacy team negotiates your resulting bill to significantly lower what you owe.