Sun Health & Dental Agent Partners

No license required. And the sale you make today keeps paying you for a year.

Sun Health & Dental is a discount medical plan, not insurance, so there is no license to earn and no waiting period to start. You get a strong first month payout and then residual income on the same member, month after month, paid by direct deposit.

Run the commission numbers

No insurance license required
Residual income for 12 months
Enroll from your phone

One health plan sale pays you 12 months

Month 1Enrollment $30

Month 2Member stays active $20

Months 3 to 12$5 every month, hands off $5 /mo

Total, one member $100

Telemedicine, dental, vision and Quest Select ride on top of that same plan and make the member stay, which is what keeps the residual coming.

Why people say yes

Your clients are not shopping for insurance. They are shopping for a way to see a doctor this week.

Deductibles are up, networks are tighter, and millions of people pay a premium every month for a card they cannot afford to use. Sun Health & Dental gives them fixed, discounted pricing they pay directly to the provider at the time of service. No deductible to meet first, no claim to file, no surprise bill three weeks later, and no open enrollment window to wait for.

$40

First primary care visit

Then $20 for every visit after that, at most providers.

$80

Off generic medications

GoodRx partnership honored at Walmart, Walgreens, CVS and Publix.

$90

Hospital bill negotiation

We negotiate emergency and hospital charges on the member’s behalf.

$0

Labs on Quest Select

Free lab work except molecular and genetic studies. This is your closer.

The price sheet

Know the numbers cold before you knock on the first door.

Every membership includes primary care, specialists, pharmacy, laboratories, diagnostic centers, urgent care, dental, vision and telemedicine. Start with the Basic Health Plan and build from there. Commission is paid on the health plan, not on each piece you add to it.

Plan	One person	Couple	Family, up to 5
Basic Health PlanPrimary care, specialists, pharmacy, urgent care, hospital bill negotiation	$40	$45	$50
+ Quest Select Lab ★ recommendedAdds free labs. $14.99 / $24.99 / $39.99 on top of the health plan	$54.99	$69.99	$89.99
+ Dental Preferred ★Free evaluation, radiology and 2 cleanings a year, 25 to 60% off other procedures	$12.99 per member	$12.99 per member	$12.99 per member
+ Dental PlusLower cost discount option on dental procedures	$2	$3	$3
+ VisionEye exam $35 to $55, up to 60% off lenses and frames	$10 per person	$10 per person	$10 per person
Telemedicine24/7 consultations by phone or video, included with every health plan	Included	Included	Included
Dental only, no health planVision and dental only, $25 per person	$15 per person	$15 per person	$15 per person

A one time $30 application processing fee applies to all plans at enrollment. Dental Preferred and Quest Select activate in 72 business hours and 7 business days respectively.

What you sell

One plan pays you. Everything else makes it easy to say yes.

The health plan is where your commission comes from. Dental, vision, labs and telemedicine are what make the health plan worth buying. Dental and vision also pay on their own when a client is not ready for a health plan yet.

The health plan

Primary care, specialists, urgent care, pharmacy, diagnostics, telemedicine and hospital bill negotiation

$40 individual, $45 couple, $50 family per month

No underwriting, no pre existing condition questions, no enrollment window

You earn $30 in month 1, $20 in month 2, then $5 every month through month 12

$30 + residual

Dental and vision

$20 + 15% on its own

Free evaluation, radiology and two cleanings a year, then 25 to 60% off other procedures

Sold on its own with no health plan: $15 per person for dental, $25 per person for vision and dental together

Sold that way it pays you $20 in month 1, then 15% of the monthly payment through month 12

Added on top of a health plan it pays no separate commission, so use it to make the health plan an easy yes

Quest Select labs

Free lab work at Quest Diagnostics, everything except molecular and genetic studies

$14.99, $24.99 or $39.99 a month added to the health plan

Carries a 90 day minimum commitment, which keeps the member on the books

Pays no commission of its own, and it is still the reason the health plan gets signed

No separate commission

Telemedicine

24/7 access to a provider by phone or video, at no extra cost to the member

Built for the everyday things: a UTI, a bad headache, a fever at ten at night

No copay surprise, no waiting room, no urgent care bill

Included with the plan, so there is nothing extra to sell and nothing extra to explain

Included on every health plan

The closer

Quest Select does not pay a commission. It is still the most valuable thing in your bag.

The Quest Select Lab upgrade turns the plan into free lab work at Quest Diagnostics, everything except molecular and genetic studies. For $14.99 more a month a client stops paying hundreds of dollars for bloodwork. That is the sentence that ends the objection and gets the health plan signed.

It also carries a 90 day minimum commitment, which means the members you write with Quest Select are the members who are still active in month four, month six and month twelve. Your residual is only worth something if the member stays. Quest Select is how they stay.

$14.99

What the upgrade costs a member

$24.99 for a couple, $39.99 for a family up to five, added to the health plan.

$90

Day minimum commitment

Quest Select and Dental Preferred cannot be canceled in the first 90 days, through the 4th payment. That protects your months 2 to 12 residual.

Commissions

Run your own numbers.

These are the real commission rules, not a range. One rule matters more than any other: commissions do not stack. If a member has a health plan, you are paid on the health plan, and the dental, vision or Quest Select you added on top pays nothing extra. Dental and vision pay only when they are sold on their own with no health plan attached.

ProductNew / monthMonth 1Month 12

Health plan$30, then $20, then $5/mo to month 12 $150 $500

Dental only, no health plan$15 per person · $20, then 15% of $15 a month $80 $179

Vision and dental only, no health plan$25 per person · $20, then 15% of $25 a month $40 $123

Added to a health plan, these pay nothing extra. The health plan commission is the commission.

Dental Preferred upgradeAdded to a health plan. No separate commission. $0 $0

Vision upgradeAdded to a health plan. No separate commission. $0 $0

Quest Select Lab upgradeAdded to a health plan. No separate commission. $0 $0

Month 12 is higher than month 1 on identical effort, because by then you are collecting residuals on eleven months of members you already sold. Every commission runs 12 months from that member's enrollment and then ends.

Month 12 income $802 Same effort as month 1, with a year of residuals stacked underneath.

Month 1 income $270

Year one total $6,804

Of that month 12 figure $532 is residual from members you already sold, before you write a single new one.

Figures follow the current Sun Health & Dental commission rules and assume members stay active. Actual earnings depend on production, plan mix and retention. This is an illustration, not a guarantee of income.

Your income in month 12 is mostly work you already did.

Each bar is one month of commission at the pace you set above. The lighter portion is what you earn from new enrollments that month. The darker portion is residual from members you sold in earlier months, and it keeps growing while you sleep.

New enrollments that month Residual from earlier sales

View as a table

Month	New enrollments	Residual	Total

Residual, not one and done

Every product pays you again in month 2 and keeps paying through month 12. The members you enroll in January are still paying you in December.

Your book keeps paying you

Month 12 is not just month 12’s sales. It is that month’s new business plus residual on every member you wrote in the eleven months before it.

Enroll from anywhere

Phone, tablet or laptop. The application is finished on the spot, in the kitchen, in the parking lot, at the barbershop.

Those numbers start the week you write your first member.

Nine years, same promise

You are not talking people into something. You are giving them a way out of something.

We have been selling this plan for nine years, and in that time the arithmetic facing an ordinary family has only gotten worse. Premiums went up. Deductibles went up. Groceries went up. Somewhere in the middle of it, a lot of people quietly stopped going to the doctor, not because they stopped caring about their health, but because they could not see how to pay for it.

Those are the people you are going to meet. Some of them are paying four or five hundred dollars a month for a plan they are afraid to use because the deductible is so high that everyday care comes out of pocket anyway. When you show them what preventive care costs here, a $40 visit, a cleaning, bloodwork that does not turn into a bill they dread, you are not closing them. You are handing them back something they had given up on.

We have kept our pricing fair on purpose, and we pick up the phone when a member needs help. That is the whole business. Do right by the person in front of you and the commission takes care of itself.

9

Years selling this plan

$40

What a first doctor visit costs a member

$0

Deductible to meet before any of it works

Where the money is

The opportunity is already standing in your community.

You do not need paid leads to start. You need a list of places where uninsured and underinsured people already gather, and a reason to walk in. Here is where our producing agents actually find members.

Small business owners

Landscaping crews, construction, cleaning companies, restaurants. Owners who cannot afford group coverage but want to keep good people.

Churches and community groups

Ask for ten minutes after service or a table at the next event. Lead with dental, it is the easiest opening you have.

Barbershops and salons

Independent stylists and barbers are almost all 1099 with no benefits, and they talk to forty people a week.

Gyms, studios and trainers

Health minded, self employed and already paying monthly for something. Free labs on Quest Select lands hard in this room.

Flea markets and weekend events

The vendors themselves are your best prospects. A folding table and a stack of brochures is a full pipeline by Sunday night.

Spanish speaking households

Bilingual materials, a Spanish member site and Spanish speaking support. If you speak Spanish, this market is wide open.

People who just missed open enrollment

There is no waiting period here. When they hear they can start this week, the objection disappears.

High deductible households

They have a card in their wallet they cannot afford to use. Sun Health is what they use for everyday care.

Anyone who just paid for bloodwork

Ask what the bill was. Quest Select makes it free for $14.99 a month, and that conversation writes the health plan for you.

Getting started

From application to first commission.

This is a real sequence, and most agents move through it in under two weeks.

Step one

Apply

Fill out the form below. A representative contacts you within one to two business days.

Step two

Onboard and train

Personalized onboarding, product training and your sales kit. No insurance license needed.

Step three

Get your agent dashboard

Your dashboard goes live so every enrollment you write is tracked to you from the first sale.

Step four

Write business and get paid

Enroll from your phone. Your first month commission lands, then the residual follows every month after.

What you get on day one

You are selling with a company behind you, not a PDF and good luck.

Personalized onboarding

One on one training on the plans, the pricing and the objections you will actually hear in the field.

A dedicated agent support team

Real people, same day, for enrollment questions, activation timing and plan codes.

The full sales kit

Benefits summary, price sheet, brochures and bilingual materials built to be handed to a client.

Agent dashboard

See your enrollments, your pending business and your earnings without calling anyone.

Complete agent support

Whatever question comes up, from a plan code to a difficult objection to a member issue, our agent support team is here to help you with it.

Straight answers

Questions agents ask before they sign up.

Do I really not need a license?

Correct. No insurance license is required to sell Sun Health, because Sun Health is a discount medical plan organization, not insurance. That is the single biggest reason agents here start earning in days rather than months.

Exactly how much do I make on a sale?

On a health plan: $30 in month 1, $20 in month 2, then $5 every month through month 12. That is $100 on one member in a year. On dental or vision sold on their own with no health plan: $20 in month 1, then 15% of that member’s monthly payment through month 12. Dental only is $15 per person, so that is $2.25 a month. Vision and dental together is $25 per person. Anything added to a health plan, including the Dental Preferred upgrade, the vision upgrade, Dental Plus and the Quest Select upgrade, pays no separate commission. Commissions do not stack.

What happens after month 12?

Commission on any given sale runs 12 months from that member’s enrollment date and then stops. You do not keep getting paid on that same sale after month 12. What that means in practice is that your income is always two things at once: the new business you write this month, plus the residual still running on everything you sold in the previous eleven months. A steady producer’s monthly check keeps climbing through the first year even when the sales pace never changes.

If I add dental and vision to a health plan, do I get paid three times?

No. You are paid once, on the health plan. Adding dental, vision or Quest Select on top does not add commission. That is not a reason to skip them. Those add-ons are what make the plan worth keeping, and a member who keeps the plan is a member who keeps paying your residual through month 12.

How long before the benefits activate?

Dental Preferred and Dental Plus activate in 72 business hours. Quest Select labs activate 7 business days after enrollment. Tell the client this up front so nobody calls you disappointed on day two.

What is the cancellation rule I need to explain?

The Quest Select upgrade and the Dental Preferred plan cannot be canceled during the first 90 days after enrollment, through the fourth payment. To cancel afterward, a member gives written notice 30 days ahead with payments current, and returns the member card by mail or in person, or pays $10 to cancel without returning it.

Can I sell Sun Health alongside other products?

Yes. Many agents offer Sun Health as a standalone solution or as a complement to an ACA plan, especially for clients who need faster access, lower out of pocket costs, or benefits their current plan does not give them.

How do I explain this to a client who thinks it is insurance?

Tell them the truth, because the truth sells better. This is not insurance. It is a discount medical plan, which means they pay a reduced, fixed price directly to the doctor, dentist or lab at the time of service. No deductible to meet first, no claim to file, no surprise bill weeks later.

No license required

Start selling now.

Signing up takes a few minutes. A representative reaches out within one to two business days with your training dates and your start date.

Questions first? Agent support 786-655-8774 | 14750 NW 77th Court, Suite 201, Miami Lakes, FL 33016

Important: Sun Health & Dental is a discount health program and is NOT health insurance. Members pay discounted rates directly to participating providers at the time of service. Sun Health & Dental provides discounted, fixed pricing at all contracted provider locations.

Quest and Quest Diagnostics are trademarks of their respective owner and are referenced here only to describe the laboratory services available to members. Commission figures reflect the current Sun Health & Dental commission rules and are subject to change. Nothing on this page is a guarantee of earnings.